MortgageRate.live is operated by TAPS Partners as a free public resource for financial education. The mortgage rates, calculations, comparisons, analysis, and any other content provided on this website are intended solely for general informational and educational purposes.
Nothing on this site should be construed as financial advice, investment advice, tax advice, legal advice, or a recommendation to buy or sell any financial product. Mortgage and financial decisions are complex and individual — you should consult a licensed financial advisor, mortgage professional, or other qualified expert before making any borrowing decision.
Mortgage rates displayed on MortgageRate.live are sourced using AI-powered web search (Claude AI by Anthropic) from publicly available information published by lenders. Rates are:
We make reasonable efforts to ensure accuracy but cannot guarantee that rates displayed are current, complete, or error-free. Always verify rates directly with the lender before making any financial decision. The rates shown are not a commitment to lend.
TAPS Partners does not receive any commission, referral fee, kickback, performance bonus, or any other form of monetary or non-monetary compensation from any lender, financial institution, or mortgage company listed or referenced on this website.
Lenders are listed based on their national prominence, public rate availability, and relevance to our users — not because of any paid relationship or advertising arrangement. The inclusion or exclusion of any lender does not represent an endorsement or recommendation.
MortgageRate.live is not a lead-generation platform. We do not:
When you click "Get Quote" or "Visit Site" links on this website, you are navigating directly to the lender's own website under that lender's terms and privacy policy. TAPS Partners has no involvement in or control over any subsequent communication between you and that lender.
TAPS Partners is not affiliated with, endorsed by, or in any way connected to Chase, Wells Fargo, Bank of America, Rocket Mortgage, loanDepot, Navy Federal Credit Union, PenFed Credit Union, Citi, Truist, Better Mortgage, USAA, U.S. Bank, PNC Bank, TD Bank, Freddie Mac, the Federal Reserve, or any other financial institution referenced on this website. All trademarks, logos, and brand names are the property of their respective owners.
The mortgage payment calculator provided on this site is for illustrative purposes only. Results are estimates based on the inputs provided and standard amortization formulas. Actual loan payments may differ due to lender fees, points, mortgage insurance, escrow requirements, and other factors not reflected in the calculator. Calculator results do not constitute a loan offer or pre-approval.
This site contains links to third-party websites operated by lenders and other organizations. TAPS Partners does not control these sites, is not responsible for their content or privacy practices, and does not endorse any products or services offered on those sites.
TAPS Partners reserves the right to update this disclaimer at any time. Changes will be reflected by updating the effective date at the top of this page. Continued use of the site following any changes constitutes acceptance of the updated disclaimer.
If you have questions about this disclaimer or our data practices, please contact us at [email protected].